Who we are
The Coalition Against No-Fault in British Columbia (CANF) represents a diverse range of organizations that are aligned in opposition to all forms of no-fault legislation. Member groups represent a variety of community-based interests; from advocates for people with disabilities to those fighting on behalf of consumers and their rights.

Why CANF was formed
CANF members rallied together in late 1996 to fight against the implementation of no-fault auto insurance in British Columbia. The coalition's inception was brought about due to government plans (along with the Insurance Corporation of BC's desire) to replace the tort-based system of auto insurance with a no-fault scheme. The threat of no-fault was a common rallying point for many community groups, including a variety of organizations representing people with disabilities, as well as women's networks, seniors' associations and student unions.

CANF was successful in its inaugural fight. The government of the day did not change the province's system of auto insurance. Despite this initial success, coalition members remain on guard against threats and potential introductions of no-fault legislation or any no-fault systems, including: no-fault thresholds, no-fault deductibles, no-fault caps or no-fault combinations.

The Campaigns Against No-Fault Auto Insurance
A key difference between the campaign in 2001-2002 and the initial one (1996-1997) is that, by 2001, the government was well aware of the need to sell no-fault under another name. In 1996, no-fault was a foreign term to many people in British Columbia. Back then, the NDP government was advancing a no-fault agenda against an uninformed public. While in opposition, the Liberals were partners in the fight against no-fault auto insurance. Nowadays, regardless of which party is in power, most Members of the Legislative Assembly are fully aware of the public's dislike for no-fault insurance. Therefore, most government’s (as well as insurance companies) understand the need to avoid speaking in no-fault terms.

NOTE: By the end of the original campaign (1997), CANF's efforts did expand to a fight against no-fault thresholds and no-fault deductibles. The coalition members made a specific and concerted effort to oppose such schemes. In essence, the second campaign picked up, in 2001, where the first one left off.

The 2001-2002 Campaign Against No-Fault Auto Insurance: Our Member Groups and Organizations

Member list at the conclusion of our 1997 campaign (XLS file)