Damages Cap

Damages Cap - A specified dollar maximum that sets the limit of compensation for damages.

Why Are Caps on Damages Unfair to Innocent Victims?

• Courts, not insurance companies, should have the right to award what is fair to injured people
• Caps are very appealing to insurance companies because they permit them to pay out less than full damage awards to innocent victims
• Caps are a uniform approach to complex cases and an affront to the concept of proper compensation for innocent people
• Caps discriminate against people who sustain severe injuries and those with little or no income
• Caps preserve the appearance of a trial, but alter its outcome